AVP, Credit
GulfBankers
- Riyadh
- Permanent
- Full-time
- Ensure timely preparation and submission of Credit Applications and conduct necessary client visits and due diligence in coordination with the coverage team.
- Coordinates with the Relationship Managers well in advance of due dates of annual reviews to obtain necessary information from the borrower to facilitate a comprehensive review of the credit facilities.
- Ensure and maintain credit processing & approval turnaround times as per agreed SLAs.
- Monitor accounts regularly and follow-up with Business units on terms and conditions to ensure compliance with the approval conditions.
- Monitor early warning indicators in order to identify potential problem accounts and liaise with Business Units for ensuring suitable action plans are in place to rectify the situation at an early stage.
- Review exception and portfolio reports as applicable and keep abreast of the clients account conduct, financial standing and latest developments occurring in their respective segment/market so as to provide appropriate recommendations with regards to change in risk appetite / ratings /classification.
- Ensure accuracy of data being presented to various stakeholders including senior management
- Must have Bachelor's degree.
- Desirable: – Chartered Accountant/ Masters in Business Administration (MBA).
- 5 years' relevant experience in the banking sector with at least 3 years in similar positions of progressively increasing responsibilities in the Credit function.
- Experience in Credit Management of Large Corporates.